Local News For Your Community
In Kentucky, consumers facing debt collection actions are protected by specific laws and the Fair Debt Collection Practices Act (FDCPA), with debt collector lawyers specializing in navigating these regulations. These experts advise debtors on their rights, address false claims like non-existent debt…….
Louisiana's Fair Debt Collection Practices Act (FDCPA) safeguards consumers from abusive collection tactics by debt collectors, including strict communication guidelines. Debtors are entitled to up to seven calls per week but no more than three daily, with restrictions on contact times. Exceedi…….
In Alabama, harassment is illegal under state laws protecting individuals from persistent unwanted conduct causing emotional distress. Instead of directly contacting law firms (Do Not call law firms Alabama), document incidents and save evidence while considering reporting to local law enforcement o…….
The Fair Debt Collection Practices Act (FDCPA) protects South Carolina residents from aggressive debt collectors by setting strict guidelines, including prohibiting false statements, abusive language, and unwanted contact. Violations, especially unlawful phone calls to law firms, can lead to legal r…….
The Minnesota Fair Debt Collection Practices Act (MFDCPA) safeguards consumers from abusive debt collection practices by establishing strict guidelines for debt collectors, including communication restrictions, debt verification processes, and transparency requirements. Both debt collectors and indi…….
In Colorado, robust consumer protections and strict regulations govern debt collection practices under both federal FDCPA and state laws. Debtors have rights including debt validation and dispute, while creditors must adhere to limitations on contact frequency, mandatory disclosure, and prohibited h…….
In Wisconsin, both debtors and collectors are protected by the Fair Debt Collection Practices Act (FDCPA) and state-specific Debt Collection Practices Act (DCPA), which regulate communication frequency, debt validation, and consumer rights. Debtors can dispute debts, demand cease communication via a…….
In Maryland, the statute of limitations for debt lawsuits varies from 3-4 years based on debt type and debtor actions. Written contracts have a 3-year deadline, while open accounts or oral agreements have 4 years. Knowledge of these timelines empowers debtors to negotiate or dispute debts timed impr…….
Understanding Missouri's debt collection laws, governed by the Fair Debt Collection Practices Act (FDCPA), is crucial for both debtors and creditors. These laws protect consumers from abusive tactics and provide rights like validation of debts and the right to stop communication if not properly…….
In Indiana, wage garnishment is subject to strict state and federal regulations (FDCPA, Indiana Collection Law) that protect debtors from abusive practices. Debt collectors must follow rules governing when and how much of a debtor's wages can be seized (up to 25% disposable income or 30x minimu…….